Ruth Langsford and Anton Du Beke look to still have a close bond after dancing together on Strictly Come Dancing.

Evidently so as Ruth took to social media to share that Anton had made a sweet gesture amid the Loose Women star going through a tough time.

Last month, it was shared that Ruth is splitting from her husband of 14 years, Eamonn Holmes.

Therefore, she has reportedly leant on friends to support her whilst navigating this difficult period.

Anton has made the ultimate display of support – by treating her to a sparkling night out!

Ruth took to her Instagram Stories to film a clip of Anton and fellow professional dancer, Giovanni Pernice, performing on stage.

She penned alongside the post: “Great night watching @mrantondubeke and @giovannipernice. Go and see it if you can.”

She then followed up the story with another clip of Anton and Giovanni sporting matching outfits on stage and wrote: “Fantastic dancers. Fantastic singers. Fantastic band.”

Then, in an adorable photo, Ruth could be seen embracing Anton outside his dressing room, where they both beamed at the camera. Ruth captioned the photo: “Thanks for inviting me partner! If one of the dancers needs a day off you know where I am!!”

Currently, Anton Du Beke and Giovanni Pernice are on tour. The pair previously told social media the meaning behind the tour’s title. Giovanni said: “The show is called Together, as you know, because whatever we do…”

Anton then pulled Giovanni closer and they exclaimed in unison: “We do it together.”

Their tour comes amid reports that Giovanni is being investigated by the BBC due to accusations of mistreatment from his former dance partners. However, it seems Ruth is amongst the celebrities supporting Giovanni through the allegations.

The veteran broadcaster didn’t let rumours dull her sparkle and instead looked happier than ever as she posed with Anton.

Ruth is currently on extended leave from her role at Loose Women and has showcased spending time with her mum and walking her dog, Maggie, on social media in the meantime.

The broadcaster has appeared to be going from strength to strength despite the split, as she recently showed off her new look on social media. In an Instagram post, shared by her hairstylist Maurice Flynn, Ruth could be seen rocking a new hairstyle.

Maurice captioned the post: “Huntastic @ruthlangsford.”

Ruth penned in the comment section: “Miracle workers!! Love you both.”

Last month, Ruth and Eamonn confirmed they were separating after being together for 27 years.

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Source: New York Post

Asset Allocation: An Overview

Asset allocation is a crucial strategy in investment management that involves dividing an investment portfolio among different asset categories, such as stocks, bonds, real estate, and cash. The goal is to balance risk and reward by adjusting the proportion of each asset class based on the investor’s risk tolerance, time horizon, and financial goals.

Importance of Asset Allocation

Diversification: Spreading investments across various asset classes reduces the risk of a significant loss. If one asset class performs poorly, others may perform well, balancing the overall returns.

Risk Management: Different asset classes have different levels of risk and return. By allocating assets appropriately, investors can manage the overall risk of their portfolio.

Optimization of Returns: Proper asset allocation aims to maximize returns for a given level of risk.

Key Asset Classes

Stocks (Equities):

Represent ownership in a company.

Potential for high returns but come with higher risk.

Suitable for long-term growth.

Bonds (Fixed Income):

Loans made to a corporation or government in exchange for periodic interest payments and the return of principal at maturity.

Generally lower risk than stocks, providing more stable returns.

Suitable for income generation and preservation of capital.

Real Estate:

Physical property or investments in Real Estate Investment Trusts (REITs).

Provides potential for income through rent and appreciation in value.

Offers diversification benefits due to its lower correlation with stocks and bonds.

Cash and Cash Equivalents:

Includes money market funds, Treasury bills, and other short-term investments.

Lowest risk but also the lowest returns.

Provides liquidity and stability.

Factors Influencing Asset Allocation

Risk Tolerance:

The degree of variability in investment returns an investor is willing to withstand.

Higher risk tolerance generally leads to a higher allocation in stocks.

Time Horizon:

The expected period an investor plans to hold an investment.

Longer time horizons can justify higher allocations to stocks due to their potential for higher long-term returns.

Investment Goals:

Specific financial objectives, such as retirement, buying a house, or funding education.

Goals influence the required return and acceptable risk level.

Market Conditions:

Economic and market trends can impact asset performance.

Tactical adjustments may be made based on current conditions, though the core allocation usually remains aligned with long-term goals.

Strategies for Asset Allocation

Strategic Asset Allocation:

Establishing and adhering to a base asset mix that aligns with the investor’s long-term goals and risk tolerance.

Periodic rebalancing to maintain the target allocation.

Tactical Asset Allocation:

Short-term adjustments to the asset mix based on market conditions or economic outlook.

Aims to capitalize on favorable conditions while managing risk.

Dynamic Asset Allocation:

Continuously adjusting the asset mix in response to changing market conditions.

More flexible but requires active management and frequent monitoring.

Core-Satellite Allocation:

Combining a core portfolio that follows a strategic allocation with smaller, actively managed

satellite investments.

Allows for potential higher returns from satellite investments while maintaining a stable core.

Rebalancing

Rebalancing involves adjusting the portfolio to return to the target asset allocation. This can be done periodically (e.g., annually) or when asset classes deviate significantly from their target weights. Rebalancing helps maintain the desired risk level and can involve buying or selling assets to restore the original allocation.

Conclusion

Asset allocation is a fundamental aspect of building and managing an investment portfolio. By diversifying investments across different asset classes, investors can manage risk, optimize returns, and align their portfolios with their financial goals. Whether following a strategic or more active approach, understanding and applying asset allocation principles is key to long-term investment success.