Ruth Langsford sends a flood of ‘cryptic’ messages to Eamonn Holmes’ ‘precious daughter’: ‘Thank her for comforting me, but please don’t beg me to ‘delete’ those DISGUSTING things, they will be proof of revenge against Eamonn’

Ruth Langsford has been flooded with messages as she shared an update on her and Eamonn Holmes’ ‘precious girl’. The couple recently confirmed their plans for divorce.

The former This Morning duo announced the end of their relationship in May after 14 years of marriage.

Ruth and Eamonn, who share son Jack, married in June 2010 after 13 years of dating.

A statement issued about their relationship on May 25 read: “Ruth Langsford and Eamonn Holmes have confirmed their marriage is over and they are in the process of divorcing.”


But as well as sharing their beloved son Jack, the former couple also share their pet pooch. Maggie.

It was previously said that they adopted back in 2011 after Eamonn spotted her at the Dog’s Trust in Harefield, West London, while filming for Sky News.

Taking to Instagram on Thursday (July 4), Ruth revealed that Maggie as in need of some extra attention as she had undergone a procedure.

The Loose Women shared a video of her beloved furry friend wagging her tail as she left the vets to greet her before she took her home for some rest and cuddles.

Alongside the post, the 64-year-old wrote: “Maggie had a little wart removed this morning under sedation.

So she’s feeling a bit sorry for herself this afternoon! Lots of TLC from Mummy required.

Thank you @stgeorgesveterinarycentre for looking after our precious girl #maggie #rescuedog #dogstrust #vet.”

@debbiecarson1234 said: “Feel better soon lovely Maggie.” @brenda.mcevoy.714 commented: “Sending big hugs to maggie. I hope she gets better soon.” @foxxyhoneybadger wrote: “Aaah bless her. Wishing her a speedy recovery.”

@mandy_moo967 replied: “Awww bless her, lots of love and hugs to Maggie.” @neetswebb1 posted: “Sending you both much love from up North!!” @jennifercowperthwaite shared: “Aww love her hope she feels better soon.” @cullenmandi added: “Oh bless and bless u Tuth.”

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Source: CNN

Insurable Interest: A Key Concept in Insurance

Insurable interest is a fundamental principle of insurance contracts that ensures the legitimacy and fairness of insurance transactions. It refers to the legal right or financial interest a person or entity must have in the subject matter of the insurance contract. The concept ensures that the policyholder has a stake in the preservation or protection of the insured property or life. Without insurable interest, an insurance policy would not be valid or enforceable.

Key Aspects of Insurable Interest

    Definition and Requirements

    Definition: Insurable interest is a financial or other interest that one party has in the life, property, or liability that is the subject of insurance.
    Requirements: It must be present at the time the insurance policy is issued. The policyholder should have a reasonable expectation of financial loss if the insured event occurs.

    Examples of Insurable Interest

    Life Insurance: A spouse has an insurable interest in the life of their partner because their financial security is tied to that person’s life.
    Property Insurance: A homeowner has an insurable interest in their home and its contents because they own them.
    Business Insurance: A company has an insurable interest in the health of its key employees, as their loss would affect business operations.

    Purpose and Importance

    Protection Against Moral Hazard: Ensures that the policyholder has a genuine interest in the preservation of the property or life, thus reducing the likelihood of fraudulent claims.
    Legitimacy of Insurance Contracts: Guarantees that insurance contracts are not merely speculative bets on the occurrence of an event.

Types of Insurable Interest

    Personal Insurable Interest: Direct and personal, such as a spouse having an interest in the life of the other spouse.
    Financial Insurable Interest: A business owner has an interest in their inventory or machinery as loss would impact the business financially.
    Property Insurable Interest: An individual has an interest in their home or car.

Legal Implications

Life Insurance: Some jurisdictions require insurable interest only at the inception of the policy, while others require ongoing insurable interest throughout the policy term.
Property Insurance: Insurance contracts may require insurable interest to be maintained throughout the duration of the policy. Failure to comply could result in the invalidation of claims.

Application in Insurance Policies

Underwriting Process: Insurable interest is a key consideration during the underwriting process to assess risk and establish premiums.
Claims Process: Insurable interest ensures that claims are legitimate, reducing fraudulent claims and ensuring that policyholders have a genuine financial stake.

Conclusion

Insurable interest is a foundational concept in insurance that ensures the integrity and validity of insurance contracts. It safeguards against moral hazard, establishes fairness in insurance transactions, and ensures that insurance policies provide genuine protection to policyholders. Understanding and applying insurable interest in insurance contracts is crucial for all parties involved, ensuring the protection and legitimacy of the insurance industry.