SHOCK: Ruth Langsford has found new love right after ending her marriage with Eamonn Holmes, and the person is none other than Eamonn’s ‘best friend’! – This is what you call ‘tit for tat!’

With yet more rumours swirling around the “love life” of her ex Eamonn Holmes, Ruth Langsford is no doubt wondering what next after the collapse of her 14 year marriage.

The couple announced their split in a joint statement back in May.

In the weeks since, Eamonn 64, has reportedly been growing close to a female friend, counsellor Katie Alexander, 42, while Ruth has kept a low profile.

Now that their marriage is officially over, Loose Women panellist Ruth, 64, could be considering dating again.

While the thought of sharing her heart with someone other than Eamonn might understandably “scare” her.

Sources have said the mum of one is now starting to see the world of dating in a whole new light.

“At first, she had no desire to start dating again – but she’s beginning to change her mind,”a source told OK! magazine.

“She hasn’t dated in so long, so has no idea where to start but lots of her friends are ready to help her. They’ve suggested dating apps but she’s not keen on that and would prefer to be set up on a date. It’s very scary for her – but she’s allowed to have fun again and live her life.”

That’s not to say that the veteran TV star should rush into anything. Indeed, according to relationship expert Tina Wilson, there is no “perfect time” for Ruth to meet someone new – and she needs to make sure she’s really ready first.

“Getting through a break-up is emotionally exhausting and doing so in the public eye will make everything harder,” she said. “But like anything, time is a great healer and as the dust settles and life continues, it’s natural that Ruth will consider wanting to meet someone again.”

“But stepping back into the dating world will be scary for her, firstly because she’s been used to Eamonn for so long, and secondly the dating world, and how people meet has changed dramatically since she was last single. She needs to feel open to the possibility of meeting someone, as if she’s completely closed off, it’s just not the right time and she may need time to heal.”

“While it would be wonderful to meet a new perfect person straight away, it’s key for Ruth to get comfortable with her new status, celebrate her time with loved ones and friends and family and gather her confidence, and then step out ready to meet someone.”

OK! has approached Ruth’s representatives for comment.

Tina, who founded the Wingman dating app to get friends involved in the matchmaking process, says it’s important that both Ruth and Eamonn show “a level of respect” to the other, especially as they share a child – their grown-up son Jack, now 22. Eamonn also has three older children from his first marriage.

Neither of them have spoken publicly about their split in any great detail, and their official statement confirming the news was noticeably short and to the point, stating, “Ruth Langsford and Eamonn Holmes have confirmed their marriage is over and they are in the process of divorcing.”

While the couple have likely had much longer to privately process the thought of ending their union as “no-one knows what goes on behind closed doors”, Tina said the idea of moving on can be scary, and Ruth might find it easier relying on her friends to set her up rather than dating a total stranger.

“It’s always more comfortable to meet someone via a trusted friend, as they can vouch for the person they are introducing, and know the person’s history and character. It makes life far easier to start from a position of trust vs a total stranger.”

After being married to Eamonn to such a long time, the world of online dating sites and apps could be “terrifying” for Ruth, Tina said, but she’ll likely be “a little curious” There’s also the fact she’s such a well-known face, which, Tina explained, means Ruth will likely need to be extra cautious about dating apps.

“It’s scary enough as a normal person to use the online dating space, so it will be further complicated being a celebrity. It really depends on what Ruth is looking for, or how she feels, but she will always have to be more cautious because of her celebrity status, so there needs to be security measures in place for her.”

Whatever way Ruth decides to approach life as a single lady, we hope she finds her happiness.

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Source: Tampa Bay Times

Insurable Interest: A Key Concept in Insurance

Insurable interest is a fundamental principle of insurance contracts that ensures the legitimacy and fairness of insurance transactions. It refers to the legal right or financial interest a person or entity must have in the subject matter of the insurance contract. The concept ensures that the policyholder has a stake in the preservation or protection of the insured property or life. Without insurable interest, an insurance policy would not be valid or enforceable.

Key Aspects of Insurable Interest

Definition and Requirements

Definition: Insurable interest is a financial or other interest that one party has in the life, property, or liability that is the subject of insurance.
Requirements: It must be present at the time the insurance policy is issued. The policyholder should have a reasonable expectation of financial loss if the insured event occurs.

Examples of Insurable Interest

Life Insurance: A spouse has an insurable interest in the life of their partner because their financial security is tied to that person’s life.
Property Insurance: A homeowner has an insurable interest in their home and its contents because they own them.
Business Insurance: A company has an insurable interest in the health of its key employees, as their loss would affect business operations.

Purpose and Importance

Protection Against Moral Hazard: Ensures that the policyholder has a genuine interest in the preservation of the property or life, thus reducing the likelihood of fraudulent claims.
Legitimacy of Insurance Contracts: Guarantees that insurance contracts are not merely speculative bets on the occurrence of an event.

Types of Insurable Interest

Personal Insurable Interest: Direct and personal, such as a spouse having an interest in the life of the other spouse.
Financial Insurable Interest: A business owner has an interest in their inventory or machinery as loss would impact the business financially.
Property Insurable Interest: An individual has an interest in their home or car.

Legal Implications

Life Insurance: Some jurisdictions require insurable interest only at the inception of the policy, while others require ongoing insurable interest throughout the policy term.
Property Insurance: Insurance contracts may require insurable interest to be maintained throughout the duration of the policy. Failure to comply could result in the invalidation of claims.

Application in Insurance Policies

Underwriting Process: Insurable interest is a key consideration during the underwriting process to assess risk and establish premiums.
Claims Process: Insurable interest ensures that claims are legitimate, reducing fraudulent claims and ensuring that policyholders have a genuine financial stake.

Conclusion

Insurable interest is a foundational concept in insurance that ensures the integrity and validity of insurance contracts. It safeguards against moral hazard, establishes fairness in insurance transactions, and ensures that insurance policies provide genuine protection to policyholders. Understanding and applying insurable interest in insurance contracts is crucial for all parties involved, ensuring the protection and legitimacy of the insurance industry.