Eamonn Holmes and Ruth Langsford’s son is on HIGH ALERT as he continuously receives DISGUSTING messages from Katie, Eamonn’s lover, attempting to destr*y him!
The broadcasters, both 64, met in the late 90s through mutual friend Sally Meen and tied the knot in 2010.
During their 14-year marriage, they welcomed son Jack, 22, together.
But after more than 20 years together, it was said that work commitments had caused the former This Morning presenters –
who have barely addressed the split – to drift in ‘different directions’.
Since their shock announcement, there have been various developments, including claims Ruth became upset
after discovering messages between Eamonn and his new female friend, while Eamonn said he was ‘not ok’ at an awards ceremony.
espite an insider stating they were determined to ‘keep things amicable’, in the latest update of their divorce a source claimed friends were concerned the split was going to turn ‘nasty.’
Here is the timeline of Eamonn and Ruth’s split.
Eamonn Holmes and Ruth Langsford’s divorce timeline
MAY 25
RUTH AND EAMONN’S SPLIT CONFIRMED
In a statement, Ruth and Eamonn announced their break-up after 14 years of marriage.
It read: ‘Ruth Langsford and Eamonn Holmes have confirmed their marriage is over and they are in the process of divorcing.’
MAY 25
RUTH BREAKS SOCIAL MEDIA SILENCE
Hours after their shock split was announced, Ruth posted on Instagram but did not address their divorce.
She shared videos of her dog Maggie on a walk and ‘enjoying the little bit of sunshine we got today’.
MAY 26
EAMONN ‘FURIOUS’ ABOUT BREAK-UP
It was claimed that the split was ‘very much orchestrated by Ruth’ and the statement was going public was arranged by the Loose Women star.
The Mail alleged Eamonn ‘refused to get involved’ because ‘Ruth can do what she wants, but keep me out of it’.
MAY 28
EAMONN ADDRESSES DIVORCE ON GB NEWS
Eamonn spoke about his divorce for the first time on his GB News show, supported by co-host Isabel Webster.
He said: ‘I’d just like to thank people for your support for Ruth and I over the last few days as to the news of our separation.
‘Your support for both of us is very much appreciated.’
MAY 29
RUTH PICTURED WITH WEDDING RING
On social media, Ruth posted a selfie in a lift showing her wedding ring in full view.
The mysterious caption read: ‘Yes…it has to be done!’
MAY 31
RUTH AND EAMONN ARE ‘SPEAKING EVERY DAY’
A source told The Sun: ‘Eamonn and Ruth are still in contact, they speak every day.
‘Although they’ve separated, they’re still sharing their dog, Maggie, at the moment and of course they have their son, Jack.’
JUNE 2
RUTH’S UPSET ‘TURNS TO ANGER’
It was claimed Ruth wasn’t best pleased that Eamonn had ‘grown close’ to a new female friend.
A source said he had treated relationships counsellor Katie Alexander to gifts including a Beyonce ticket.
She is not said to be a reason for the marriage breakdown.
JUNE 5
RUTH DEBUTS DIVORCE MAKEOVER
Ruth showed off a hair transformation days after announcing her split from Eamonn.
The TV presenter treated herself to a pamper day at the salon where she refreshed her look with more layers.
JUNE 6
RUTH TAKES BREAK FROM LOOSE WOMEN
Ruth decided to extend her leave from Loose Women amid her divorce from Eamonn.
A spokesperson for the TV presenter said: ‘Ruth had holiday time booked from Loose Women and has extended her leave.
‘She’s looking forward to returning to the show in due course.’
JUNE 9
RUTH ‘DEVASTATED’ BY EAMONN’S MESSAGES
Ruth was said to have been left extremely upset by the discovery of messages sent between her spouse and another woman, understood to be Katie, on his laptop.
‘Ruth was completely taken by surprise when she saw the messages,’ a source told The Sun.
‘She had no idea what had been going on between them. She was devastated. Not only was she very upset but she was also angry.’
Katie is not said to be the reason behind the break-up.
JUNE 21
EAMONN’S NEW FEMALE FRIEND ‘IN LOVE’
Sources close to Katie claimed she had fallen ‘in love’ with Eamonn after a ‘string of outings’ together.
The divorcee and mother-of-three was also said to be ‘in it for the long haul.’
JUNE 25
EAMONN ON ‘BORROWED TIME’
Eamonn spoke further about the chronic back pain he has suffered since 2021 at the Tric Awards.
He revealed he was on ‘borrowed time’ and required a high-tech wheelchair and walker that helped him to attend the ceremony.
JUNE 27
RUTH ‘FEELING TERRIBLY GUILTY’
Ruth was said to be dealing with ‘agonising guilt’ the day after Eamonn opened up further about his health woes.
‘Even though she has every right to live her life and do what is right for her – she’s convinced the public will see her as abandoning Eamonn in his time of need as he struggles with his health,’ an insider reportedly told Bella magazine, as reported by The Express.
JUNE 27
FEARS SPLIT WILL TURN ‘VERY NASTY’
A source claimed to the Mail that ‘friends are now worried’ that the split was ‘going to get very nasty.’
The insider added: ‘Ruth took Eamonn’s words as a dig at her. She found it unfair and hurtful.’
This comes after Eamonn reportedly said he hopes to remain friends with Ruth.
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Source: USA Today
Understanding Deductibles in Insurance
What is a Deductible?
A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.
How Do Deductibles Work?
When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.
Types of Deductibles
- Fixed Dollar Deductible: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.
Percentage Deductible: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.
Per-Claim vs. Annual Deductible:
Per-Claim Deductible: You pay the deductible every time you file a claim.
Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.
Why Do Deductibles Exist?
- Cost Control: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.
Reduced Claims Frequency: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.
Shared Responsibility: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.
Choosing the Right Deductible
When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:
- Financial Ability: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.
Risk Tolerance: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.
Frequency of Claims: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.
Impact on Premiums
The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.
Conclusion
Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.
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